Critical Illness Insurance
Fill Financial Gaps Due to Serious Illness
Critical Illness insurance can help fill a financial gap if you experience a serious illness such as cancer, heart attack, or stroke. Upon diagnosis of a covered illness, a lump-sum benefit is paid directly to you. There are no medical questions are required to enroll for this benefit. By enrolling in the Critical Illness plan, you and your covered family members are also eligible to receive an annual $50 Wellness Benefit for keeping up with your preventive care.
See the Covered Benefits section below for a selection of covered benefits. There are several other illness not shown. Please refer to the plan documents for a comprehensive list of covered benefits.
Your Critical Illness benefits offer an annual Wellness Benefit – available to you and your enrolled dependents!
Voya will pay this benefit when you receive services that you’re likely already accessing as part of your preventive care routines. By simply filing a claim after receiving these services, you will receive $50, per insured, per year.
Covered Benefits
Benefit Type: Amount
Employee: $10,000, $20,000, or $30,000
Spouse: 50% of employee’s election
Child: 50% of employee’s election
Benefit Type: Percentage of Benefit Provided
ALS, Alzheimer’s, Parkinson’s, or Multiple Sclerosis: 100%
Cancer: 100%
Carcinoma in Situ: 25%
Coma: 100%
Coronary Artery Disease with Bypass: 25%
Covered Childhood Illnesses: 100%
Type 1 Diabetes: 100%
End Stage Renal Failure: 100%
Heart Attack: 100%
Loss of Sight, Speech, or Hearing: 100%
Major Organ Failure: 100%
Sudden Cardiac Arrest: 100%
Stroke: 100%
Skin Cancer: 10%
Wellness Benefit: $50 per insured, per year
Provisions
% of Benefit Paid – Additional Occurrence: Yes, no wait between incidents, at 100%
% of Benefit Paid – Recurrence: Yes, no wait between incidents, at 100% (3-month wait for cancers)