Enrolling in Benefits
Benefits coverage for full-time employees begins on the date of hire, and you have 30 days from this date to elect your benefits.
Eligibility
All active, regular full-time employees scheduled to work 30 hours or more per week are eligible to enroll in the benefits program.
Eligible Dependents
When you enroll yourself in medical, dental, and/or vision coverage, you may also cover your eligible dependents, including:
- Your legal spouse
- Your Domestic Partner of the same or opposite gender
- Your children up to age 26, biological, stepchildren, legally adopted children, and children of your Domestic Partner
- Your unmarried child of any age who is principally supported by you and who is not capable of self-support due to a physical or mental disability
- Children named in a qualified medical child support order (QMCSO)
For additional coverage information, please refer to the benefit booklets for each benefit.
Making Changes After Open Enrollment
If enrolling outside the normal 30-day new employment window, or the annual open enrollment period, there must be a qualifying life event to make changes to your benefits. You have 30 days from the date of your qualifying event to make changes to your benefits and will need to submit proof of this life event.
Common Qualified Life Events Include:
- Change in legal marital status
- Change in number of dependents or dependent eligibility status
- Change in employment status that affects eligibility for you, your spouse, or dependent child(ren)
- Change in residence that affects access to network providers
- Change in your health coverage or your spouse’s coverage due to your spouse’s employment
- Change in your, or a dependent’s, eligibility for Medicare or Medicaid
- Court order requiring coverage for your child
- “Special enrollment event” under the Health Insurance Portability and Accountability Act (HIPAA), including a new dependent by marriage, birth or adoption, or loss of coverage under another health insurance plan Event allowed under the Children’s Health Insurance Program (CHIP)
- Reauthorization Act (you have 60 days to request enrollment due to events allowed under CHIP).